Defined Sight

Personal Development Blog

Tag: Finance (page 1 of 2)

Saving Money: We Saved $420 Today!

Saving Money

Cheers my good people, for today is a good day. We’ve been inspired by reading so many awesome stories from other bloggers saving money that we had to take action ourselves. I spent 20 minutes of my time to save a cool $420 for the next 12 months. Continue reading

Investment Reminder – Stay On Offense

Investment Reminder - Stay On Offense

I mentioned in a previous post that I have a tendency to be far too conservative when it comes to investing. I spent the first three years of my working life contributing to what amounted to a bond fund investment in my 401k. Talk about the opposite of what you want to do as a 22 year old! Continue reading

Lifestyle Creep Is A Perpetual Battle

Lifestyle Creep Is A Constant Battle

Since Friday afternoon, I’ve talked to four different Verizon reps on the phone regarding our cell phone plan. Pardon me if I’m a little edgy today. You see, they don’t seem to get the fact that I’m trying to save money here. Or at least they don’t appreciate my efforts. Continue reading

Patience Is Crucial When Starting Small

Patience Is Crucial

Just the other day I was texting back and forth with an old college roommate. We talked about our homes, yards, and fertilizing lawns. The stuff that 50 year old people talk about except we are in our 30’s. Continue reading

Leverage Is A Powerful Thing If Used Correctly

Leverage Can Be Powerful If Used Correctly

People are often more powerful than they realize. We live in a world of high competition which bodes well for us as consumers. As for employment, there is also high competition but most companies that are worth working for will go above and beyond to retain quality talent. Continue reading

Hate Your Job? This Can Be A Benefit

Do you hate your job? This could be beneficial

 

If you’ve read some of my past writings, you’ll know that I’m not crazy about my current line of work. I get paid fairly well. I get along great with my boss and I do get to work from home. There are things about my job that aren’t that bad. Continue reading

US Credit Card Debt Is Out Of Control

US Credit Card Debt Is Out Of Control

In the personal finance world, there should be one golden rule. Aside from living below your means that is. That rule is do not, for any reason, get into credit card debt. This is no secret, every financial guru denounces this kind of debt. But yet here we are. Continue reading

My Favorite Financial Advice

My Best Financial Advice

I learned how to manage finances at an early age. No, I wasn’t reading Buffett, Munger, or Graham when I was 12 years old. The man who I learned from wasn’t a CEO of a big business or a stock trader. Continue reading

The Importance Of Financial Teamwork

The Importance Of Teamwork

Recently my wife and I celebrated our wedding anniversary. Another year to be thankful for who I’m married to and the wonderful family that we have. For a marriage to thrive, there has to be give and take and a great deal of teamwork. I got to thinking about the importance of teamwork when it comes to household finances. After seeing some other people’s failures and successes, here are a few suggestions. Continue reading

Investing Mistakes I’ve Learned From Through The Years

Investing Mistakes

Hindsight is 20/20, especially when it comes to investing. I was just recently texting with a buddy of mine about this. We traded investing fails back and forth and had a good laugh. In thinking of some of my hits and misses, most errors made were from a lack of experience and knowledge. Here are a few things I’ve learned along the way that will hopefully provide some benefit to novice investors. Continue reading

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