Hindsight is 20/20, especially when it comes to investing. I was just recently texting with a buddy of mine about this. We traded investing fails back and forth and had a good laugh. In thinking of some of my hits and misses, most errors made were from a lack of experience and knowledge. Here are a few things I’ve learned along the way that will hopefully provide some benefit to novice investors and help avoid investing mistakes. [Read more…] about Investing Mistakes I’ve Learned From Through The Years
Motivating Money Topics
Welcome To Motivating Money Topics From Defined Sight!
His attitude is, “The Money Doesn’t Care Who Makes It – So Let’s Make Ours.”
He loves budgeting, likes to celebrate any money savings, knows how to stomach a loss and continues to try and find ways to leverage himself into a better financial position to improve his work and life situation.
On this site, we discuss all lifestyle topics, how they may impact you and how you can better yourself in whatever situation you are in.
The category of Motivating Money Topics is to inspire you to get a better handle on your on financial situation. Prepare for the worst. Plan for the future. And leverage yourself into financial freedom.
As mentioned in our disclaimer, all content posted on this blog represents our personal opinions and views and should never be considered as professional advice. We are also not a life coach. You should do your own research and consult with a professional before you make any decisions that may impact your life. By use of this website, you agree to these terms.
Recently my wife and I celebrated our wedding anniversary. Another year to be thankful for who I’m married to and the wonderful family that we have. For a marriage to thrive, there has to be give and take and a great deal of teamwork. I got to thinking about the importance of teamwork when it comes to household finances. After seeing some other people’s failures and successes, here are a few suggestions. [Read more…] about The Importance Of Financial Teamwork
Greetings Friends of Defined Sight!
Earlier this year we we shared an article how a budget and an emergency fund go hand-in-hand. Both are underappreciated and can be overlooked; only 39% of Americans can cover a thousand dollar expense. You don’t have to be an economics genius to understand this doesn’t cut it when life throws you curve balls.
Today we bring to you 3 scenarios of why you might need a huge @$$ emergency fund. These are 3 very real life situations that could happen to you, but we hope never do.
1. Your Home Is Damaged And Insurance Doesn’t Cover It
We shared in the last post our home was damaged by a flood, caused by our neighbor and we were in the midst of battling it out with insurance companies.
Our insurance company gave us the middle finger. Nothing covered. [Read more…] about 3 Real Life Situations That Require A Huge @$$ Emergency Fund
What’s In Your Swear Jar?
Some of the hardest questions our kid asked us as soon as he started talking was, “Why do we have to leave our home everyday? Why can’t we stay here?”
Well son, we have to go to work.
“But why can’t you work here?”
I’m sorry, but we don’t make any money working at home. We have to go to our workplaces. If we don’t work, we can’t afford to live here.
“Can you quit your jobs and we move in with grandma and grandpa?”
Well son. As much as grandma and grandpa love us, I think they just like us visiting and can’t support all of us living there. And if we don’t work, we can’t pay our bills. Then we will go to jail. But if we work, save enough money and pay all our bills, then we can quit our jobs and stay home forever!
~ insert wide eyes from toddler.
I know. Teaching a toddler the value of work, money and punishments are interesting subjects.
How do we accomplish this?
The swear jar fund!
It’s not the exact name for it (we actually call it a piggy bank) but when the spouse and I contribute to it, it usually makes us want to drop a 4 letter word or two.
Read on to find out more how we teach our kiddo some early life lessons with our swear jar! [Read more…] about We Could Be Rich! But We Contribute Too Much To Our D*** Swear Jar…
Welcome to Defined Sight
We touch base on a variety of topics that have allowed us to continue being malleable and bend without breaking.
Some Most topics have a light level of humor, because we like to celebrate life daily.
forgetting celebrating our 15 year sexiversary, we reflected on all of our DIY and home improvement projects over the years. For some people, they might have been a deal breaker! Some were definitely “Relationship Level = Advanced” projects.
But, if you can make it through these projects in your life, it’s a good indicator you’re gonna make it as a couple.
Should you really DIY to save money? It might be at the cost of your relationship! Let’s dive into the phases of relationships and experience required…for DIY and home improvement projects…so you can weigh your options if saving money is worth risking your relationships! [Read more…] about DIY & Home Improvement Projects That May Save You A Buck, But Strain Your Relationships
Most everyone knows Dolly Parton as a singer and songwriter. You might even recognize her from a few movies. But it is her entrepreneurial endeavors and generosity I feel need more recognition. To put it into today’s terms, she’s a boss! [Read more…] about Dolly Parton: Entertainer, Entrepreneur, Philanthropist