Most everyone knows Dolly Parton as a singer and songwriter. You might even recognize her from a few movies. But it is her entrepreneurial endeavors and generosity I feel need more recognition. To put it into today’s terms, she’s a boss! [Read more…] about Dolly Parton: Entertainer, Entrepreneur, Philanthropist
It doesn’t matter if you are an introvert or an extrovert, you are eventually going to need people skills. Unless you went all Into the Wild, burned your IDs, gave away your money and are living a self-sustaining life on a mountain. Then sure, maybe you don’t need people skills. I agree with Eddie Vedder society is a crazy breed, but you don’t need to run away from it.
You just need the right tools and resources to adapt and get you through the day. What would you say if I told you I know the cheapest way to further your education? You likely may spend more dining out in ONE week versus the cost of this. And it can catapult you into leadership roles (if you desire this path). As well as teach you how to write compelling blog posts that will inspire your audience to take action?
Do I have your attention yet? Read more to find out what this is! [Read more…] about The Cheapest Way To Further Your Education and Build Your People Skills!
I’m all for tracking net worth. It is one of my monthly routines I look forward to. Much like budgeting, keeping tabs on your net worth will give you a good indication of the direction your finances are heading.
Unfortunately, sometimes people become too consumed with watching their net worth figure grow. They would rather keep stacking the total instead of taking a nice family vacation or upgrading something in their life to provide improvement. Are you guilty of this?
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Writing about a budget is similar to discussing an emergency fund. Both are underappreciated and can be overlooked. Need proof? Only 39 percent of Americans have enough money to cover a $1,000 expense. What a horrific little factoid this is.
To me, budgets and emergency funds kind of go together. If you have an effective budget, you can get the emergency fund built up in no time. But if the budget is out of whack, you are going nowhere in a hurry. And the only emergency will be your 70 year old self still needing to be employed in the workforce. No thanks.
Why A Budget Is Important
I must confess, I have kept a budget spreadsheet for a few years now. I love it! The spreadsheet is nothing fancy. Simply an Excel file that adds up our various monthly expenses and subtracts them from our income. Nice and easy.
There was a time, probably a year ago, when I stopped budgeting for a few months. Life went on, our finances didn’t sink. However, I realized I missed it. Mrs. DS would attest that I’m not the most organized person in the world, but I am tidy when it comes to the budget!
So why is it important to have a budget? Well….. [Read more…] about Chisel Your Budget Into A Masterpiece
It feels weird to say don’t get too comfortable, when the goal is to live a comfortable life. But if there is anything these last few stock market days have taught us, it is exactly this. [Read more…] about Don’t Let Financial Gains Make You Overly Comfortable